Applying for truck finance with National Truck Traders is simple. We work with a trusted network of leading finance providers to help you access competitive finance solutions tailored to your needs and budget.

Simply complete the online application form above, and our finance team will assess your application and match you with suitable finance options. The process is fast, straightforward, and designed to help get you on the road sooner.

When financing a truck, the interest rate determines how much you'll pay to borrow the money over the life of your loan. Like many other types of finance, truck loans generally offer two types of interest rates: fixed and variable.

A fixed interest rate remains the same for the entire loan term. This means your repayments stay consistent, making it easier to budget and providing certainty over the total cost of your loan.

A variable interest rate can increase or decrease over the life of the loan, depending on changes made by your lender. As a result, your repayments may also rise or fall over time.

While variable rates can offer flexibility and the potential to benefit from lower rates, they also come with less repayment certainty.

Our finance team can help you compare available options and choose the loan structure that best suits your business, budget, and financial goals.

A ‘balloon payment’ is a lump sum that is paid at the end of your truck loan to cover the remaining balance.

Choosing a balloon payment can reduce your regular monthly repayments, as only part of the loan principal is repaid throughout the loan term. At the end of the loan, the remaining balance is paid as a single final payment.

A balloon payment can be a useful option for businesses looking to lower their ongoing repayments while planning for a larger payment at the end of the loan term. Our finance team can help you determine whether this option is right for your circumstances

Absolutely. Finance is available for a wide range of quality used trucks, making it easier to purchase the right vehicle for your business while spreading the cost over manageable repayments.

At National Truck Traders, we stock an extensive range of used trucks from some of the industry's most trusted manufacturers, including Ford, Isuzu, Hino, Fuso, Kenworth, Volvo, Scania, Mercedes-Benz, DAF, Mack, Iveco, Freightliner, Western Star, Toyota, Mitsibushi, MAN, UD Trucks and more. Our experienced team can help you find the right truck and tailor a finance solution to suit your business and budget.

Whether you're purchasing your first truck, replacing an existing vehicle, or expanding your fleet, we'll help make the buying and finance process simple, straightforward, and hassle-free.